10 Best Credit Card Offers For April

In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. Thanks for your support!

Update: Many of these offers are expired or outdated. Please check out the current list of the best travel credit cards.

Every month I make a post with what I consider to be the best credit card sign-up bonuses of the month.

While there are several excellent long standing credit card offers, the specifics of the best offers are constantly changing (be it the annual fee, minimum spend requirement, or even amount of the sign-up bonus).

If you read my blog on a daily basis then by all means skip this post, but for me it’s a useful, “current” place to refer people that ask about which cards they should sign-up for, a question I get on a daily basis. For reference, here is my list of the best credit card sign up bonuses for March.

With that in mind, below are what I consider to be the best credit card sign-up bonuses for this month. Thanks to Citi shaking things up a bit, this has actually been a pretty exciting month on the credit card front. With that in mind:

1. Citi Prestige® Card

Current offer: 50,000 ThankYou Rewards points after spending $3,000 within the first three months of cardmembership
Annual fee: $450

Why it’s a great offer: This is one of the hottest credit card sign-up bonuses out there right now. Not only does the card offer a 50,000 point sign-up bonus, but it offers a ton of perks which more than offset the annual fee. This includes a $250 per calendar year airline credit, Admirals Club access, a Priority Pass Select membership, a fourth night free benefit on hotels, a Global Entry fee credit, and much more.

Points can either be transferred to one of the ThankYou Rewards airline transfer partners, or otherwise redeemed for travel on American/US Airways at a rate of 1.6 cents each. I’d value this sign-up bonus at a minimum “net” of $950.

Redeem Citi Prestige points for 1.6 cents each towards the cost of an American ticket

2. Citi Platinum Select AAdvantage Mastercard

Current offer: 50,000 AAdvantage miles after spending $3,000 within three months
Annual fee: $95, waived the first year

Why it’s a great offer: American miles are extremely valuable for oneworld travel, and offer some of the best premium cabin redemptions out there, like first class between the US and Asia on Cathay Pacific for 67,500 miles one-way. Using a valuation of 1.8 cents per mile, this sign-up bonus is worth $900.

Redeem AAdvantage miles for JAL first class

3. CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®

Current offer: 50,000 American AAdvantage miles after spending $3,000 within the first three months of cardmembership
Annual fee: $0 annual fee for the first 12 months, then $95

Why it’s a great offer: The miles from the personal and business cards can “pool” into a single AAdvantage account, so this is a great way to earn more miles quickly. Using a valuation of 1.8 cents per mile, this sign-up bonus is also worth $900.

4. Citi ThankYou® Premier Card 

Current offer: 50,000 ThankYou Rewards points after spending $3,000 within the first three months of cardmembership
Annual fee: $0 annual fee for the first 12 months, then $95

Why it’s a great offer: This card has an improved sign-up bonus at the moment, and goes very well with the Citi Prestige® Card, given that points can be pooled. If you have both cards then you can redeem points for 1.6 cents towards the cost of an American/US Airways ticket, or points can be transferred to one of the ThankYou Rewards transfer partners. If you want to get both cards, you’ll want to apply for them at least eight days apart, as Citi generally won’t approve more than one application per person within a window of eight days.

Transfer Citi ThankYou points to Singapore KrisFlyer, for travel in Singapore Suites Class

5. Ink Plus® Business Credit Card

Current offer: 50,000 Ultimate Rewards points after spending $5,000 within three months
Annual fee: Introductory Annual Fee of $0 the first year, then $95

Why it’s a great offer: I would argue this is the all around best business credit card out there. The Ink cards have extremely generous category bonuses which help sole proprietorships and small businesses maximize points on everyday credit card spend, including 5x points at office supply stores, and on cell phones, internet, and cable TV, and double points on gas and hotels.

So this is a card that’s good for both for the sign-up bonus and for everyday spend. I value Ultimate Rewards points at 1.5 cents each, so the sign-up bonus is worth $750 to me. It’s worth noting that you may be able to get a higher sign-up offer at your local Chase branch, so you may want to check that out as well.

6. Chase Sapphire Preferred® Card

Current offer: 40,000 Ultimate Rewards points after spending $4,000 within three months, plus an additional 5,000 Ultimate Rewards points when you add an authorized user to the card that makes a purchase within three months.
Annual fee: $95, waived the first year

Why it’s a great offer: Ultimate Rewards points can be transferred at a 1:1 ratio to Korean Air, United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. I value the sign-up bonus on this card at $675. This is probably the most-used card in my wallet.

7. British Airways Visa Signature® Card

Current offer: 50,000 Avios after spending $2,000 within three months (offer is only available to applicants that haven’t had the card in the last 24 months)
Annual fee: $0 Intro Annual Fee The First Year, Then $95

Why it’s a great offer: British Airways has a distance based award chart which is extremely lucrative for shorthaul travel, as awards start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be incredibly useful. You can also earn a British Airways Travel Together ticket for spending $30,000 on the card in a calendar year.

I value British Airways Avios at 1.3 cents each, so to me the sign up bonus is worth ~$650 to me.

Alaska Airlines 737 SeaTac Airport
Redeem Avios efficiently for shorthaul travel on Alaska Airlines

8. Citi® Hilton HHonors™ Reserve Card

Current offer: Two free weekend nights at most Hilton family properties after spending $2,500 within four months of account opening, plus for a limited time receive a $100 statement credit after spending $100 or more on your first hotel stay in the Hilton HHonors portfolio within the first three months of account opening
Annual fee: $95

Why it’s a great offer: These free night certificates are redeemable all the way up to Category 10 properties, potentially making this sign-up bonus worth the equivalent of 190,000 HHonors points. Furthermore, the $100 statement credit after spending $100 or more on your first Hilton stay within three months is limited time and the icing on the cake.

So in terms of buying power, the value of these certificates has hugely increased compared to the buying power of HHonors points. Furthermore you get HHonors Gold status for as long as you have the card, which gets you free breakfast and internet (later this year internet will be free for all HHonors members). As far as I’m concerned those are the two most useful hotel elite benefits, and you get that all for the low annual fee on the card.

Redeem your free weekend nights at the Conrad Koh Samui

9. Starwood Preferred Guest® Credit Card from American Express and Starwood Preferred Guest® Business Card from American Express

Current offer: 10,000 Starpoints after the first purchase, 15,000 additional Starpoints after spending $5,000 within six months
Annual fee: $0 introductory annual fee for the first year, then $95

Why it’s a great offer: Starpoints remain the most valuable points currency out there to me, and are a great value for both hotel redemptions and airline mileage transfers. I value Starpoints at 2.2 cents each, so this sign-up bonus is worth $550 to me.

Use Starpoints at the W Taipei

10. Barclaycard Arrival Plus™ World Elite Mastercard®

Current offer: 40,000 miles after spending $3,000 within first 90 days
Annual fee: $89, waived the first year

Why it’s a great offer: Each point can be redeemed for one cent towards the cost of travel, and you get a 10% refund of redeemed miles, making each point worth 1.1 cents. This is also a great card to use in conjunction with award tickets on airlines that levy fuel surcharges, so can be a huge cost-saver. This sign-up bonus is therefore worth $440, and you can earn a pretty great 2.2% cash back towards travel for every dollar spent on the card.

Anyway, those are my top credit cards based on sign-up bonuses this month. If you have any questions or other cards you think have great sign-up bonuses, let me know in the comments section!

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  1. i just received my citi premier card today.
    it’s odd that my card has the old design, not the one with front stripe.
    anyone else received the old design card?

  2. Any sense of which of these are most likely to no longer be available? It seems like SPG, Sapphire, and Hilton are always around?

  3. Hi Lucky! Amex chat told me that csince I already have an everyday card that I cant get the bonus on the premier rewards gold (never had this card before), do they enforce this? Thanks!

  4. @Daniel: Don’t believe AMEX Rep when they say this. AMEX website says this same thing too but they don’t enforce it – guaranteed! The best way is to take a screen photo of the offer, apply for that card and you will get the bonus after meeting the minimum spend..

  5. Im just scared that they might flag my account for this… And I forgot to take a pic of the offer…

  6. @ steven k — Yep, they are indeed still sending out the old card design for the Premier. Agree it’s a bit odd.

  7. @ Kory — If I had to guess I’d say the Citi cards are potentially the most limited time. Keep in mind even the Hilton card has the additional $100 statement credit right now.

  8. @ Daniel — The terms do state the following:
    “If we identify you as currently having an American Express® Card account, you may not be eligible for this welcome bonus offer. This offer is also not available to applicants who have or have had this product.”

    In practice I’m not sure that’s the case, though. For example, I had the Premier Rewards Gold Card and then got the AmEx EveryDay Preferred Card, and still got the bonus on it. I’d guess you’d be fine, but that’s just my personal opinion. Can’t guarantee it.

  9. If you look at the AA cards on Citi’s website, the AAdvantage Platinum Select, both personal & business versions, have “For a limited time,” in the card descriptions. I presume that means they’ll go away at some point, but they’ve both had that language for a while now, so I don’t think anyone can say that definitively. The Executive card has no such language, so I think that offer that requires $5K in 3 months will stay around for the foreseeable future, unfortunately. 🙁

  10. What are your thoughts on this –

    I’m considering:
    1. getting Citi Premier and using another CC airline reimbursement to buy Admirals Club membership
    2. getting Prestige card
    3. The AA Exec card is currently offering a retention of $50 statement credit for each month spending $1500 for up to 7 months (essentially bringing down annual fee to $100).

    For admirals club access, #3 seems like a good deal? (combine with citi premier card?)

  11. Lucky,

    Does the citi double cash card give you thank you points? I’m wondering if you can use this in the same way that you’d use the chase freedom along with the sapphire preferred. It obviously wouldn’t be as lucrative as the Freedom.

  12. The Citi Premier can’t be used for airfare or points transfer unless you also have the Prestige????

  13. For the chase BA card, I thought it was 24 months since getting the bonus, not since having the card.. I.e. I got the bonus 22 months back, but still have the card today….with annual fee coming up will probably cancel. I thought I could qualify for a chase bonus….or did I make a rookie mistake??

  14. @ dean — Correct, the application states the following:
    “This new cardmember bonus offer is not available to either (i) current cardmembers of this consumer credit card, or (ii) previous cardmembers of this consumer credit card who received a new cardmember bonus for this consumer credit card within the last 24 months.”

  15. @ Nai — Between those options I still think the Citi Prestige Card is the best option (#2). In addition to a big sign-up bonus you’ll basically “earn” $50, get a Priority Pass membership, etc. Spending $10,500 over seven months on an unbonused card seems like non-ideal spend, in my opinion. Just my two cents.

  16. @Lucky Good post. Don’t forget the three free rounds of golf we get with the Prestige card. That can be a valuable benefit as well.

  17. Lucky – is there a way to get the AA Citi business card advantages for a “regular” consumer without a business? Looking for the best AA card. Sounds like platinum select is best move.

  18. @Daniel YMMV, but I did not get the signup bonus for the AMEX PRG card. At the time, I just had the Hilton AMEX and the Delta Gold AMEX. I called customer support multiple times, talked to managers, etc., and they said I was not eligible because of my other cards.

  19. Hey Lucky!

    How long do you think the current Citi Premier bonus will hang around? I just received two new cards in March but haven’t gotten a Citi card since December. I was planning on doing a round of apps in July. Worried I’ll get denied if I apply now since I just applied for two cards in March.

  20. @ Adam — There’s no way to know for sure. If I had to guess I’d say it will probably be around for at least a couple of months.

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