One Reason You Shouldn’t Merge AAdvantage Accounts

For better or worse (or probably both), the AAdvantage and Dividend Miles programs were integrated into one a couple of weekends ago.

AAdvantage-Integration-1

Prior to the integration it was possible to link your AAdvantage and Dividend Miles accounts so that your mileage totals could be combined. However, a few days before the integration of the programs they discontinued the ability to do so, given that they needed to be able to “freeze” data for a smooth transition.

Then as of this week they’ve once again added the functionality to merge AAdvantage accounts. It’s almost a no brainer to do this, given that it’s advantageous to have all your AAdvantage miles in a single account, as opposed to having them spread between a couple of accounts.

Combine-AA-&-US-4

So is there any advantage to not merging your AAdvantage accounts yet?

Keep in mind that through April 30, 2015, American is offering up to a 60% bonus on purchased miles, meaning you can purchase AAdvantage miles for as little as two cents each, which is among the lowest cost we’ve ever seen for purchasing AAdvantage miles (though doesn’t come close to the good old days of Dividend Miles).

AAdvantage-Bonus

The catch is that you’re limited to purchasing up to 100,000 AAdvantage miles per account per calendar year (before any bonuses).

Therefore you can actually purchase more than 100,000 miles (pre-bonus) if you simply do so before merging your two AAdvantage accounts, since you can max out the limit for each account:

  • This would allow you to purchase up to 100,000 miles for each account (plus the 60,000 mile bonus)
  • If you just want to purchase 100,000 miles, maybe do so out of your “transitioned” AAdvantage account first, so that it won’t count towards your purchase limit once you merge that account into your “original” AAdvantage account

Bottom line

Personally I’m not interested in buying AAdvantage miles for 2.0 cents each, though that’s because I already have so many American miles. With a specific use in mind, buying AAdvantage miles for that price could represent a great value.

So if you haven’t yet linked your AAdvantage accounts, this is an easy workaround to purchase up to 320,000 AAdvantage miles (with the 60% bonus) for what will eventually become a single AAdvantage account.

Comments

  1. Good point. Another potential benefit could be maximizing the 10% cardholder rebate for each account (if your aviator card is linked to your new AA account and your citi aadvantage is linked to the other)

  2. Do you know if purchasing miles with the Citi card credits at two times spend, or is it through a third party like when I purchased dividend miles?
    $3,000 x2 = 6,000 miles, which is added value.
    If not doubled, I will use my Fairmont card to meet the minimum spend.
    Thanks!

  3. @WN great point !
    Is it confirmed that the Barclay and citi’s 10% miles rebate is not stackable if linked to the same AA account ?

  4. Hey! This was my idea! I posted in the comment section with Tiffany’s post yesterday!

    Well, it looks like we both have the same thought, although I personally also wasn’t sure if I’m even gonna max out the 100k this time.

  5. @ Bill — It’s processed directly by American so should count as airfare spend, as far as I know.

  6. yes, i can confirm, Barclay and Citi 10% rebates are not stackable. redeemed an award yesterday – 5% rebate marked as “CITI 10% AWARD REDEMPTION BONUS 2015” and 5% as “CITI 10% AWARD REDEMPTION BONUS 2015” – interesting, right? but actually a very logical, fair-handed way to handle this.

    also, this showed me that my Barclays card is known to AA on some level even though it does not appear in my aadvantage account profile (my Citi cardmembership does).

    has anyone experienced that when they cancel&redeposit an award, the rebate amount is then clawed back? because that also happened to me when i later cancelled aforementioned award – which I also thought was logical and fair-handed, although again, disappointing.

Leave a Reply

Your email address will not be published. Required fields are marked *