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With the integration of AAdvantage and Dividend Miles right around the corner, there are tons of questions about the future of the two airlines’ co-branded credit cards.
Reader Rich asked the following question on the “Ask Lucky” page of the blog, which is pretty indicative of a lot of the questions I’ve received on the topic lately:
Don’t you think it might make more sense to cancel the US Airways card rather than accept the new AA card? My thinking is that if you do that, there will be better incentives to sign up for it down the road. Usually when companies convert you to a new card the bonuses are minimal.
The future of US Airways’ credit cards
I wrote recently about how the US Airways Premier World MasterCard will be converted into an American AAdvantage Aviator Red World MasterCard once the AAdvantage and Dividend Miles programs are merged.
So in the coming month your US Airways Barclaycard product will automatically be converted into an American Barclaycard product, which will start earning AAdvantage miles. Once that product is converted and the programs are integrated, you’ll no longer be able to apply for an American/US Airways credit card issued by Barclaycard.
It’s worth understanding that this is different than the Citi Platinum Select AAdvantage MasterCard, which is American’s co-branded credit card and issued by Citi (which you’ll continue to be able to apply for).
To answer Rich’s question specifically:
- It doesn’t matter if you cancel the US Airways Premier World MasterCard or not, given that you won’t be able to apply for that product again once it’s converted
- Some people report being able to earn the sign-up bonus on the US Airways Premier World MasterCard multiple times, so the only upside is potentially being able to earn that bonus again
- Whether or not you have an American/US Airways Barclaycard product doesn’t impact your ability to apply for and get the sign-up bonus on the Citi Platinum Select AAdvantage MasterCard
What if your sign-up bonus hasn’t posted yet?
I’ve also received a lot of questions asking what happens if you recently applied for a US Airways credit card but the sign-up bonus hasn’t posted yet.
That’s not a problem. As I said above, your card will automatically be converted into an Aviator Card, and will be linked to your AAdvantage number. So your miles should post automatically in your AAdvantage account. You have nothing to worry about.
What about your US Airways companion certificate?
If you presently receive a companion certificate with your US Airways credit card, my understanding is that nothing should change for the time being. Keep in mind that American and US Airways are still on separate reservations systems, so that should continue to be redeemable for travel on US Airways. However, I wouldn’t expect it to be valid on American.
I realize this seems complicated, but I do think they’re making it as simple as possible. Which ultimately isn’t that simple when you have two airlines, two reservations systems, and two banks involved. 😉
As before, it makes sense to apply for the US Airways Premier World MasterCard, given that it has a great sign-up bonus and it will soon no longer be possible to apply for it. But it also makes sense to apply for the Citi Platinum Select AAdvantage MasterCard and CitiBusiness / AAdvantage Platinum Select World MasterCard, each of which is offering a sign-up bonus of 50,000 AAdvantage miles after minimum spend, with the first year’s annual fee waived the first year.