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There’s no doubt that the best credit card sign-up bonus of the year has been on the Citi Executive AAdvantage Card, which offered 100,000 AAdvantage miles after spending $10,000 within three months.
The reason behind the generous sign-up bonus made sense — American Express Platinum Card members were losing access to Admirals Clubs and US Airways Clubs, making the Citi Executive AAdvantage Card the only one which gets you access to these clubs. So to steal market share they tried to offer a huge bonus, which I can’t blame them for.
What surprised me was just how long the offer stuck around. It was launched in late January, and stuck around until June, at which point the official offer changed to a sign-up bonus of 60,000 AAdvantage miles after spending $5,000 within three months.
However, there continued to be links for the 100,000 mile sign-up bonus, just minus the landing page.
Well, it looks like all links to the 100,000 mile sign-up bonus are now dead.
The best available offer on the Citi Executive AAdvantage Card is now for 75,000 AAdvantage miles after spending $7,500 within three months. The card has a $450 annual fee, though offers a $100 statement credit with your first statement (the 100,000 mile sign-up bonus offered a $200 statement credit).
It’s anyone’s guess whether the 100,000 mile sign-up bonus will be back, though potentially this can still be a good deal, especially if you value Admirals Club access.
If it’s just miles you’re after, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® might be a better option for you. It offers 50,000 AAdvantage miles after spending $3,000 within three months, and has a $95 annual fee which is waived the first year.
Which offer is better?
Doing very basic number crunching, with the Citi Executive AAdvantage Card you’re earning 75,000 miles with what essentially equates to a $350 annual fee. The alternative is 50,000 miles with no annual fee. So the difference is 25,000 miles, and you’re paying $350 for that, which is 1.4 cents per mile. Everyone can do the math as to whether or not they value American miles at that on their own.
This doesn’t factor in that:
- The Citi Executive AAdvantage Card gets you Admirals Club access
- The Citi Executive AAdvantage Card is generally churnable, so you can earn that bonus multiple times.
So definitely not as good of an offer as it used to be, but still a very good offer, in my book…