10 Best Credit Card Sign-Up Bonuses For November

In the interest of full disclosure, One Mile At A Time earns a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that we have found for each card. Please check out our advertiser policy for further details about the partners we work with. Thanks for your support!

Update: Many of these offers are expired or outdated. Please check out the current list of the best travel credit cards.

Every month I make a post with what I consider to be the best credit card sign-up bonuses of the month. While there are several excellent long standing credit card offers, the specifics of the best offers are constantly changing (be it the annual fee, minimum spend requirement, or even amount of the sign-up bonus). If you read my blog on a daily basis then by all means skip this post, but for me it’s a useful, “current” place to refer people that ask about which cards they should sign-up for, a question I get a daily basis.

A bit more has changed this month than usual, given that it’s not just some of the card offers themselves that have changed, but also the value of the points they accrue due to the slew of devaluations we’ve seen recently.

With that in mind, here are what I consider to be the 10 best credit card sign-up bonuses right now:

1. Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Current offer: 50,000 AAdvantage miles after spending $3,000 within three months
Annual fee: $95, waived the first year

Why it’s a great offer: American miles are extremely valuable for OneWorld travel, and offer some of the best premium cabin redemptions out there, like first class between the US and Asia on Cathay Pacific for 67,500 miles one-way. I value American miles at 1.8 cents each, so this sign-up bonus is worth $900 to me. American miles haven’t been devalued yet either, unlike Delta and United miles.

The “catch” is that as of a few months ago you typically won’t get approved for a second card if you already have another version of the card. In other words, in the past it was possible to earn the sign-up bonuses on both the Visa and the Mastercard, though at the moment that doesn’t seem to be possible.

2. Ink Plus® Business Credit Card and Ink Bold® Business Charge Card

Current offer: 50,000 Ultimate Rewards points after spending $5,000 within three months
Annual fee: $95, waived the first year

Why it’s a great offer: There’s no doubt the value of Ultimate Rewards points has gone down a bit recently due to the devaluation of Hyatt, Southwest, and United points. That being said, there’s still a lot of value to be had from cards that accrue Ultimate Rewards points due to the big sign-up bonus and generous category bonuses, including 5x points at office supply stores, and on cell phones, internet, and cable TV, and double points on gas and hotels. So this is a card that’s good for both for the sign-up bonus and for everyday spend. I value Ultimate Rewards points at 1.5 cents each, so to me these points are worth $750.

3. Southwest Airlines® Rapid Rewards® Premier Credit Card

Current offer: 50,000 Rapid Rewards points after spending $2,000 within three months
Annual fee: $99

Why it’s a great offer: While this is not the card for everyone, I do think this is a great option for domestic travel, given that you earn two free roundtrips with the sign-up bonus. Rapid Rewards points can be redeemed for ~1.43 cents each towards the cost of “Wanna Get Away” fares. So that’s about $714 towards the cost of airfare.

Also keep in mind that if you rack up 110,000 points in a year you’ll earn Companion Pass with Southwest, which allows someone else to travel with you for the entire year. For domestic travel that’s a value that’s tough to beat. I value Southwest Rapid Rewards points at roughly 1.4 cents each (taking into account the upcoming devaluation), so to me these points are worth $700.

4. British Airways Visa Signature® Card

Current offer: 50,000 Avios after spending $2,000 within three months (offer is only available to applicants that haven’t had the card in the last 24 months)
Annual fee:  $0 Intro Annual Fee The First Year, Then $95

Why it’s a great offer: British Airways has a distance based award chart which is extremely lucrative for shorthaul travel, as awards start at just 4,500 Avios one-way. Given that short flights are often disproportionately expensive when paying cash, I’ve found Avios to be invaluable. I value British Airways Avios at 1.3 cents each, so to me the “basic” 50,000 point sign up bonus is worth ~$650.

5. Chase Sapphire Preferred® Card

Current offer: 40,000 Ultimate Rewards points after spending $4,000 within three months, plus an additional 5,000 Ultimate Rewards points when you add an authorized user to the card that makes a purchase within three months.
Annual fee: $95, waived the first year

Why it’s a great offer: Ultimate Rewards points can be transferred at a 1:1 ratio to Korean Air, United, Hyatt, and many other programs. The card is also great for everyday spend given that it offers double points on dining and travel. I value the sign-up bonus on this card at $600.

6. US Airways Barclays Mastercard

Current offer: 35,000 Dividend Miles after the first purchase
Annual fee: $85, waived the first year

Why it’s a great offer: Now that the merger with American is official, it’s only a matter of time before this card is discontinued. It’s an easy 35,000 Dividend Miles given that you get the miles after the first purchase. I value US Airways miles at 1.6 cents each, so this sign-up bonus is worth ~$560.

It’s worth noting that while the above link seems to work as of now, I can’t guarantee for how long it’ll continue to work. Last time I posted a similar link the application continued to work though people started getting automatically rejected since the offer wasn’t intended to be publicly available. The only offer on which I can guarantee the bonus is my affiliate link, which only offers 30,000 Dividend Miles after the first purchase and doesn’t have the first year annual fee waived.

7. Starwood Preferred Guest® Credit Card from American Express and Starwood Preferred Guest® Business Card from American Express

Current offer: The Starwood Preferred Guest® Credit Card from American Express offers 25,000 bonus Starpoints after you use your new Card to make $3,000 in purchases within the first 3 months, and the Starwood Preferred Guest® Business Credit Card from American Express offers 10,000 Starpoints after the first purchase, and 15,000 additional Starpoints after spending $5,000 within six months.
Annual fee: $0 introductory annual fee for the first year, then $65

Why it’s a great offer: Starpoints remain the most valuable points currency out there to me, and are a great value for both hotel redemptions and airline mileage transfers. I value Starpoints at 2.2 cents each, so this sign-up bonus is worth $550 to me. Terms apply.

8. The Lufthansa Premier Miles & More World Mastercard®

Current offer: 20,000 Miles & More miles after the first purchase, 30,000 bonus miles after spending $5,000 within 90 days
Annual fee: $79

Why it’s a great offer: As discussed in this post, Miles & More miles are valuable both for domestic travel within the US and for travel in Lufthansa and Swiss first class. The sign-up bonus alone will get you enough miles for three one-way tickets within the US in United two cabin first class or three cabin business class.

9. Club Carlson Premier Rewards Visa Signature Card

Current offer: 50,000 points after the first purchase, and an additional 35,000 points after spending $2,500 on the card within 90 days.
Annual fee: $75

Why it’s a great offer: As I’ve written about in this post, the Club Carlson card has a ton of value, including 85,000 points after completing the minimum spend, a 40,000 point anniversary bonus, Gold status for as long as you have the card, and most importantly, the second night of any award redemption is free, potentially doubling the value of your points.

You earn 5x points per dollar spent on the card, so once you’ve spent $3,000 on the card you’ll have 100,000 points. Club Carlson’s top category hotels cost 50,000 points per night, so that’s enough points for two sets of two nights at some of Club Carlson’s top properties.

10. Citi® Hilton HHonors™ Reserve Card

Current offer: Two free weekend nights at most Hilton family properties after spending $2,500 within four months
Annual fee: $95

Why it’s a great offer: In late March Hilton substantially devalued their award chart, making some properties as expensive as 95,000 HHonors points per night. These free night certificates are redeemable all the way up to category 10 properties, potentially making this sign-up bonus worth the equivalent of 190,000 HHonors points. So in terms of buying power, the value of these certificates has hugely increased over the past week compared to the buying power of HHonors points. Furthermore you get HHonors Gold status for as long as you have the card, which gets you free breakfast and internet. As far as I’m concerned those are the two most useful hotel elite benefits, and you get that all for the low annual fee on the card.

The Chase Hyatt Visa Card and Fairmont Visa Signature Card also offer similar sign-up bonuses of two free nights after completing the minimum spend, though I’d say the thing that gives the Citi Reserve Card the “edge” is that it gets you their mid-tier status as well, which is extremely valuable.

Anyway, those are my top 10 cards based on sign-up bonuses this month. If you have any questions or other cards you think have great sign-up bonuses, let me know in the comments section!

Non-Affiliate Product Disclaimer: The information for the Fairmont Visa Signature® Card have been collected independently by One Mile At A Time. The card details on this page have not been reviewed or provided by the card issuer.

Regarding Comments: The comments on this page have not been provided, reviewed, approved or otherwise endorsed by any advertiser, and it is not an advertiser's responsibility to ensure posts and/or questions are answered.


  1. I thought Lufthansa Miles & More credit card was running a 50k offer until December 15th? Did they change it back to 20k?

  2. @ Joey — Correct, it is a 50K offer — 20,000 miles after the first purchase and 30,000 bonus miles after spending $5,000 within 90 days.

  3. How about if I only have the citi Amex AAdvantage will I qualify for the Mastercard or there all the same? Can I argue that some store don’t accept Amex.

  4. In my mind, the best travel branded card is the IHG Rewards (formerly Priority Club) Signature Visa card issued by Chase. Current offer is 50K to 60K after qualifying purchase depending on which offer you can find. That’s worth at least 1 night at an Intercontinental and 2-3 nights at other IHG brandings. Card perks include, 1 chain wide free night voucher valid for 1 year each year after having the card for 1 year, automatic Platinum status (effectively Platinum for life as long as you hold the card), and a 10% rebate on all redemptions. Annual fee is $49 but waived the first year. Even at $49 per year, you can just get this card and throw it in the drawer. The annual free night voucher more than offsets the annual fee. Huge fan of this card. My wife and I both have it.

  5. @ Jeff — Really seems to vary on a case by case basis. Some report not being able to get the Mastercard when they have the American Express, while others have had luck.

  6. @ JohnnyPeps, Your right – Just keep in mind only the Premier Southwest card can earn Tier Qualifying Points for A List and A List Preferred Status – 1,500 for each $15K in spend, up to 15,000 points per Premier credit card account.

  7. @ Lucky, Thanks for the US Airways offer – it worked! I printed the terms before clicking “SUBMIT.” Good to see the first year fee waived.

  8. British Airway card = 125,000 Avios for spending $20,000 in one year. For us 25,000 = $500 RT flight to HI from CA. So the value of 125,000 Avios = $2,500. With VR, you could conceivably do this in 4 months at a cost of $158. Nice gig.

  9. Your update reminded me to upgrade a older Citibank Advantage credit card. I was impressed with the enrollment process where after filling out the form you were directed to live chat and completed the approval process immediately online.

  10. Regarding the Citi AA. The non savvy of course click on the easily googled 30k offer. I like others of you were directed to an old 50k link where the actual 50k wasn’t specified but you hoped it would post as 50k. Funny but I didn’t get 50k, nor 30k. I received 40k. Oh well.

  11. I applied for the USAirways card yesterday and got an error message after submitting, so I assumed it didn’t go through. But just now I received an email from Barclaycard that the new card is on it’s way.

  12. @ Chris — I actually applied for the card yesterday as well and received the same error message. I called them up and they confirmed the application was approved. Odd, but at least it works!

  13. I got the same error when submitting my US Airways card application, but when I logged into my existing BarclayCard account just a couple of minutes later, my new card was there in my menu.

  14. Caveat with the Fairmont Visa: Free nights are tightly capacity controlled in Manhattan and London, their two most popular destinations.

  15. Lucky,

    I’m thinking of signing up for the Hilton, Hyatt or Fairmont so I can use free nights during my two nights in Singapore in mid-April. Which one of the three would you recommend and do you think the free nights would post soon enough for me to use them?

    Thanks, Matt

  16. @ Matt — That’s a toughie. To be honest Singapore isn’t an amazing city for any of those chains, but of those options I’d probably go with Fairmont as their property there is quite nice. Grand Hyatt is nice as well, though, and if you go with Hilton I’d choose the Conrad (and since you get Gold status with the card, you’ll receive lounge access).

    The nights should definitely post before a mid-April stay.

  17. @ Lucky

    Thanks Ben. The Fairmont T&C’s say it takes 6 to 8 weeks to post, which concerned me, especially if it’s after the three month period and not when you reach the min spend.

    The Conrad looks great but the non-waived annual fee is a minus for me.

    I think I’ll go with Fairmont, work on min spend quickly and just call for the free night certificates.


  18. few ?s
    1.how long do you keep your cards before cancelling?
    I usually try to do it just before the annual fee kicks in, would it hurt if I did it just after keeping them about 6 months or sooner?

    2. how churnable is the Ink Plus® Business Card and Ink Bold® Business Card? I got them on the 60k pt small business week offer but they keep sending me mailer invitations for the 50k deal. I did have 2 ink chase cards at one time but not sure if I could have 2 plus or bold or if it would be better to cancel my account now and try to apply for new ones.

    3. is there any way to put a link somewhere to your latest month? maybe i’m in the wrong spot, but I have to google it to try to find it. hence that’s why i’m posted on nov when it’s mid dec.
    I say this because I do keep up with you and have used your links to apply for more than one card. i’m just more into cash and hotel points than flyer miles. is there a good site to go to to see what the conversion factor is for airline miles to cash? I would think that the rate of return would not be too high.

  19. @ mike — To answer your questions:
    1) The age of your credit card accounts is one thing that factors into your credit score, so generally the longer you can keep the card the better. Canceling it after six months won’t be the end of the world.
    2) Chase did recently rebrand the Ink cards as Visas rather than Mastercards, so if you had a Mastercard you should be eligible for the Visa. That being said, they aren’t generally “churnable.”
    3) Thanks for the idea regarding linking the previous month’s offers, I’ll do that from now on — appreciate the idea!

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