75,000 Membership Rewards point sign-up bonus back on Business Gold Rewards Card, though with $10,000 minimum spend

Update: This offer for The Business Gold Rewards Card from American Express OPEN is expired, but there’s currently an opportunity to earn 50,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership. Learn more about the special offer here.

UPDATE: This offer is expired. You can find the best current offers here.

Last week American Express published an amazing 75,000 Membership Rewards point sign-up bonus on the Business Gold Rewards Card® from American Express OPEN, which lasted for less than 24 hours. In retrospect it was probably an error, given how quickly they pulled it and that we had never seen a public 75,000 point sign-up bonus with such a low minimum spend before.

Well, the 75,000 point offer is back through May 17, though with a $10,000 minimum spend requirement within four months.

I tend to think a $5,000 minimum spend within three months is manageable for just about anyone given that you can easily generate $1,000 of spend per month through Amazon Payments, meaning you only otherwise have to spend $2,000.

$10,000 is tougher, though shouldn’t be too tough even for the average person with a bit of creative spend. If you can complete the minimum spend I’d definitely jump on this offer, because I doubt we’ll see another 75,000 point bonus with only a $5,000 minimum spend anytime soon (while we’ll likely see this offer being promoted for a limited time again in the future). Anecdotally I find the Business Gold Rewards Card to be one of the easiest business credit cards ot be approved for as well.


  1. I read something about business cards offer different purchase protection than personal cards? I have to buy a Macbook soon, should I use the Amex Biz Gold or my Chase Sapphire Preferred? Just got both of them last week and I need to meet the spending requirement in 3 months, $8000 total! Thanks!

  2. I already posted this on another blog… I don’t understand AmEx and their retarded marketing department… in order to meet the minimum spend in 3 months, you have to make at least one larger purchase (say $2-3k). But if you make such a large purchase, you’ll get hit with FR. So it’s Catch 22. Who in their right mind would apply for this?

  3. @ lantean. So what if you have to sign a 4506t. Is that not worth $1000’s for 5 minutes of your time?

    Theres also no gaurantee u will get a FR

  4. @ Lantean — Where are you seeing these reports on FRs? Hard to imagine they’ll do that for just $10K in spend, unless it’s all at once.

  5. @Troy – right, but it’s not pleasant nonetheless.

    @lucky – the SD and FW threads are full of people saying they got hit with FR, some even after a CVS purchase over $1k.

  6. @ Lucky, if I read this article right, it doesn’t sound like it matters in my case as I am going to pay the balance in full immediately anyway, and Apple has its standard warranty that comes with the computer regardless what credit card I use. Am I missing something else???

  7. @ Sharon — That’s right, as long as you pay your balance off in full each month you’ll be fine and still have the standard warranty.

  8. I signed up for this one last year spent 10k, no FR btw. I really like this deal though. 75k points from AMEX is a legit offer. Would do it for my fiancee but I just got 5 new cards haha 🙂 gotta spend 12k in 4 months, should be no prob though.

    Btw, I applied for your pointspros position, how are the apps coming? I’m sure you got quite a few applications haha

  9. @ Harry — Tiffany will be handling them directly. Lots of applicants so far and accepting applications through Saturday, so may be a week or two before people hear from her.

    Thanks for your interest!

  10. Would posting bond for someone for the full amount of spending result in a FR? This could be considered a legitimate expense but still don’t want to go through a Review. Thank You.

  11. @ Lucky,

    How would I know that my card has the 5000$ min vs the $10,000 min? I signed up during the first run but I am worry if somehow they change the terms to 10,000$. Thanks in advance.

  12. @ Bundy — Don’t worry, it was coded at the time the application went through. If you want to be sure you can call and have them confirm the terms of your sign-up.

  13. I don’t think Amex screwed up the first time, sounds like a shrewd marketing campaign- dangle the easy, enticing offer- generate a buzz- then replace with a harder offer, but while the buzz is still there.

    Amex isn’t Citi.

  14. @ Garyst16 — Thanks, I went ahead and deactivated the link. It has expired and was exclusively available on Ebay, so that’s why it probably redirects to their front page.

  15. i received an invite from amex early this month to sign up for 75K points with a $5K spend over the next 3 months. are others seeing this?

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