Last October I wrote about MOGL, a pretty innovative dining rewards program. There are lots of dining rewards programs out there that offer airline miles as rewards, though I don’t know of any others even nearly as rewarding as MOGL. Basically if you dine at a MOGL affiliate restaurant you get 10% cash back. You get paid monthly to your debit/credit card as long as your balance is at least $10. If your balance is below $10, the amount rolls over to the following month.
What’s unique is that a couple of months ago they started allowing members to accrue Virgin America Elevate points in place of cash. When companies offer miles in place of cash it almost always works in our favor. We usually value miles at a higher rate than their cost of buying them from the airlines. So it’s usually a win-win. Instead of 10% cash back MOGL lets you choose 30 Elevate points per dollar cash back. Since you usually get 10% cash back, that’s the equivalent of three Elevate points per dollar spent. I value Elevate points at two cents each, so that’s the equivalent of getting a return of 6%. Definitely not much of a deal, in my opinion, as I’ll take 10% cash back over that any day.
While MOGL so far only has restaurants in California, the good news is that if you are in California, they have more affiliate restaurants than any other dining rewards program I know of. They have 702(!!!) restaurants in San Diego, 365 restaurants in San Francisco, 244 restaurants in Los Angeles, 240 restaurants in Ventura, and 165 restaurants in Orange County. So if you live in any of those markets you really don’t even have to go out of your way to earn cash back. Just register your cards and surely you’ll have cash back post regardless of whether you intend it to or not.
MOGL even has a referral program. New members get $10 credit just for being referred to MOGL, and the person doing the referring gets $10 after the new member does their first dine. You can sign up through my link in order to earn the $10 referral bonus, though feel free to post your own link below as well so others can use it.
Sadly I don’t live in California so can’t take advantage of this as much as I’d like to, but this is one of the very best dining rewards programs out there, and sadly enough for our hobby, not for the miles you get.