I’m an idiot. A total idiot. I’ve been driving since I was 16 and have never had an accident or gotten a ticket of any sort. I’ll spare you guys the details since I’m in a bit of a time crunch, though I badly scraped up my rental car in Germany. I rented it at Munich Airport from Europcar, and long story short I pulled out of a parking spot and hit a pole and scraped up the driver’s side door pretty bad. Dumbest accident imaginable.
Rental cars is one area of travel where I’m completely not savvy, given that I’m under 25 and therefore pay surcharges for renting a car, so avoid it as much as possible. Anyway, I’m hoping some of you can help me out here and share your expertise, since I’m not even sure how to approach this. I’m in a time crunch so realize I could probably spend hours researching online (which I’ll do as soon as I publish this post), though in the meantime am hoping some of you can share some anecdotal experiences. A few random thoughts/questions:
a) I paid for the rental with my American Express Platinum card. Is it safe to assume that covers the damage? Last year I rented from Budget in Germany and was told the American Express Platinum card isn’t an acceptable form of insurance, and they made me purchase additional insurance. Not sure why that was…
b) Anyone know what kind of coverage Europcar usually has? I declined the extra insurance I was offered, stupidly enough.
c) I know American Express Platinum only covers excess damage not covered by primary insurance. I don’t have access to my car insurance policy right now, though any clue if that would cover anything? For obvious reasons I’d like to avoid using that so the premiums don’t go up, so just wondering if I’m hosed in that regard.
d) Is it legal to drive a car without a fully functioning mirror on the autobahn? I’m 90 minutes from Munich Airport, so not sure how else I’d get there.
e) How do I start this process? Do I call Europcar, American Express Platinum, or someone else? What should I expect in terms of the process when I return the car?
Anyway, I realize the questions above are totally jumbled and I realize they’re all over the place, though I’m hoping some of you can help since my flight is in about 12 hours and I don’t even know where to start…