In the interest of full disclosure, I earn a referral bonus for anyone that’s approved through some of the below links. These are the best publicly available offers that I have found for each card. Please check out my advertiser policy for further details about my partners, including American Express and Citi, and thanks for your support!
It looks like Chase has increased the minimum spend requirement for earning the full sign-up bonus on the Ink Bold® Business Charge Card on their website. The previous and better offer (which is still available through affiliate links) is 50,000 points after spending $5,000 on the card within three months,
while the offer Chase has directly is 25,000 points after the first purchase, and another 25,000 points after spending $10,000 on the card within three months. (Update – the latter offer is expired) In both cases the $95 annual fee is waived for the first year.
We saw something similar happen with the Chase Sapphire Preferred card, whereby they decreased the sign-up bonus to 40,000 points on their website, and then within a couple of weeks the affiliate links were updated as well to reflect the lower bonus. While it’s no guarantee, I suspect we’ll see the same thing happen here, whereby affiliate links will also require the higher spend to receive all 50,000 points. So if you’ve been thinking about picking up the Ink Bold card, this would be a great time to do so.
Anyway, the Ink Bold card accrues Ultimate Rewards points, which are arguably the most valuable points currency out there, given that they can be transferred to United, Hyatt, and about a dozen other partners.
The card offers 5x points on business expenses (office supply stores, and on cellular phone, landline, internet, and cable TV services) and 2x points on gas and hotels. Furthermore, the card comes with no foreign transaction fees. So the card actually complements the Chase Sapphire Preferred® Card very nicely, which offers double points on dining and travel. Between the two cards you have bonus points covered for dining, travel, gas, and businesses expenses.
Lastly, it’s worth keeping in mind that Chase rebranded the Ink Bold card last November, changing up some of the benefits. As a result, if you applied before then you can actually apply for the card again and once again earn the bonus. Also keep in mind that since this is a business credit card you have a good shot at getting approved even if you picked up a couple of personal Chase cards in the past month or so, given that Chase allows a business and personal card to be approved same day without any problems.