The American Express Premier Rewards Gold card has been my “go to” card for quite a while now. I wrote about the benefits on TravelSort, and also mentioned here that it was replacing the Starwood American Express credit card in my wallet for the time being (though that’s an awesome card as well).
Basically, you earn three points per dollar spent on airfare, two points per dollar on gas and groceries, and one point per dollar on everything else. In addition to that, if you spend $30,000 on the card in a calendar year, you earn an additional 15,000 Membership Rewards points. The card does come with a $175 annual fee, though it’s waived for the first year. That being said, for the benefits I get with the card, I’ll gladly pay the fee when I’m up for renewal in a few months.
But the earnings ratio above is only half of the equation. I’ve earned about 100,000 Membership Rewards points over the past year through non-spend means, and that’s not taking into account the 75,000 point sign-up bonus I received.
American Express customer service is also very, very generous, both in terms of the promotions they run, and in terms of honoring promotions for those not targeted if you act fast enough. For example, a while back I was offered 10,000 Membership Rewards points for downloading a toolbar, through which I didn’t even have to make a purchase.
Or just a couple of weeks ago I wrote about the potential to earn 10,000 Membership Rewards points for each authorized user you add to the card. The way these deals seem to surface is that someone makes a post on FlyerTalk with a four digit bonus ID, and then hundreds of people call Membership Rewards to have it applied to their account. As it turns out, this bonus was actually meant for cardmembers in Argentina, though American Express didn’t realize that for a while. Based on past experience, those that managed to register by phone or secure message through Membership Rewards should have this bonus honored. I know I made my purchases and am just waiting the 6-8 weeks for the points to post (or to call, if need be).
So I’m sure eventually they’ll get more strict, but in the meantime these opportunities are amazing, like earning 50,000 Membership Rewards points (which I value at $1,000) for a phone call.
While the current sign-up bonus is 10,000-15,000 points, they let you apply a bonus ID to a new card. So if you apply for the Premier Rewards Gold card under any current offer, you can send them a secure message requesting bonus ID 6661 be applied to your account, which will earn you 75,000 Membership Rewards points if you spend $1,000 in the first three months of being a cardmember. Anecdotally, this card also seems to be very easy to be approved for — I rarely get instantly approved anymore, though was for this card.
If you’re an existing cardmember you can also log into your account online and refer someone for 10,000 Membership Rewards points.
Obviously I’d be thrilled if anyone would let me refer them, though I’ll throw something in there to sweeten the pot — I’ll send emails to those that let me refer them as soon as I hear of a “promotion” (I generally blog about it, but not all of them are “major” enough) and I’ll be your personal secure message writer. How does that sound? 😉
If anyone’s interested just email me your full name and email address to firstname.lastname@example.org and I’ll have an invite sent over.
Regardless, you can’t go wrong this card. I’ve earned well over 250,000 Membership Rewards points through this card over the past 10-or-so months, and I still use it everyday.